Payment security

Built-in secure payment gateway for peace of mind

Fondy`s payment processing protects your business by adhering to the strictest international security certifications. We add extra security with our own Fondy.Antifraud™ system to give you complete reassurance.

Quick and secure checkout flow

We use tokenisation to safely secure your customers’ card data and personal details. Fondy encrypts sensitive payment data so even in the extremely unlikely event of a breach, these random symbols cannot be used to guess your customers’ details.

Choose your security level

2D secure payment gateway

✓ Lightning-fast checkout
✓ Ideal for trusted customers
✓ Lower transaction fees
✓ Perfect for subscriptions

3D secure payment gateway

✓ Maximum fraud protection
✓ Reduced chargebacks by 75%
✓ Full liability shift
✓ Customer authentication

Why businesses choose our internet secure payment gateway

Real-time protection

Every transaction passes through our advanced security filters in milliseconds, keeping your checkout fast and safe.

Global compliance

One integration gives you a PCI compliant payment gateway that meets regulations in 150+ countries.

Zero data storage

Your servers never touch sensitive card data. We handle all payment processing in our secure environment.

Protecting you and your customers

Fondy conforms to all leading security protocols and industry standards. We employ multi-layered security, fraud detection, and data protection measures across all payments on our platform. We also meet directives issued by governments and other bodies, including the Payments Services Directive and the Strong Customer Authentication requirements set out by the European Commission.

 PCI DSS Level 1 Certification

We comply with the strictest international requirements issued by the PCI SSC. These cover the security and safety of cardholder data and the protection of data transmission channels, and include encryption and firewalls, plus monitoring and penetration testing.

 GDPR & Data Protection Act

Fondy complies with all GDPR stipulations as well as the provisions of the Data Protection Act 2018 with respect to any such transfer of personal data. This applies to businesses trading in countries both inside and outside of the European Economic Area.

 3D Secure and SecureCode

We support 3D Secure and SecureCode protocols for payment card confirmation and user authentication. 3D Secure is used as an additional level of security for online credit and debit cards and applies two-factor user authentication.

Know Your Customer and Know Your Business

Our KYC and KYB checks monitor all transactions to prevent abnormal activity or money laundering.

 COMODO SSL Certificate

The Fondy payment gateway uses an encryption standard certified by the COMODO Group, one of the internet’s leading issuers of SSL certificates.

 HTPPS Protocol

Our payment page is secured by HTTPS protocol. This is the quality standard for data transmission over the Internet.

Stop fraud before it starts

  • Machine learning algorithms: Our AI analyzes patterns across millions of transactions to spot fraud instantly
  • Custom rule engine: Set your own risk parameters and block suspicious transactions automatically
  • Real-time alerts: Get notified instantly about high-risk transactions for manual review
  • Geographical intelligence: Detect and block transactions from high-risk regions or unusual locations

The most secure payment gateway for every business type

E-commerce stores

Reduce cart abandonment with our safe payment gateway that customers trust

SaaS platforms

Secure recurring billing with tokenization and PCI compliant payment processing

Marketplaces

Split payments safely between multiple parties with built-in compliance

The Fondy.Antifraud™ system

Fondy’s payment gateway is monitored by Fondy.Antifraud™ – a system that carries out over 300 checks to identify potentially fraudulent or suspicious buyers and transactions.

How it protects you:

  • Device fingerprinting catches repeat fraudsters
  • Velocity checking prevents card testing attacks
  • Behavioral analysis spots unusual patterns
  • Blacklist matching blocks known bad actors
  • Custom scoring adapts to your business

Start accepting secure payments today

No complex integration. No compliance headaches. Just reliable payment processing that protects your business.

  • Free test account
  • No setup fees
  • Same-day approval
  • Full API access

Trusted by 25,000+ businesses worldwide

Switching to Fondy reduced our fraud losses by 82% while actually improving conversion rates. Their secure payment processing just works.

As a PCI compliant payment gateway, Fondy saved us months of compliance work. Integration took just 2 hours.

The flexibility to use both 2D and 3D secure options means we optimize security for each transaction type.

Questions about payment security

Is Fondy a payment gateway without 3D secure option?

Yes, we offer flexible authentication. Choose 3D secure for maximum protection or 2D secure for faster checkout.

How quickly can I start processing?

Most merchants are approved within 24 hours and can start accepting payments immediately.

What about PCI compliance?

As a Level 1 PCI compliant payment gateway, we handle all compliance requirements for you.

Do you support international payments?

Our internet secure payment gateway supports 150+ currencies and all major card networks globally.

Are Fondy business accounts as secure as the payment gateway?

Absolutely. Our business accounts feature the same bank-level security as our payment processing service. With segregated funds, dedicated IBANs, and full regulatory compliance, your money stays protected. Every account transaction passes through our secure system with real-time monitoring, encryption, and fraud detection – giving you a safe payment solution for both processing and storing funds.

Get started today

Ultra-secure transactions and the highest levels of safeguarding ensure peace of mind for both you and your customers, helping you to build your business.

Open an account

Create a no-obligation account now and we’ll take you through all the options.

Request a demo

Request a demo of our gateway portal and Flow – our multicurrency accounts service today.