Payments features
Payment gateway service
Trusted payment gateway service by Fondy system for UK businesses
Transform how your business accepts payments with Fondy’s comprehensive payment gateway service. Built specifically for the UK market, our solution enables businesses of every size to accept payments instantly – from corner shops in London to nationwide eCommerce platforms. Get started in under 24 hours with zero technical complexity, transparent pricing, and full regulatory compliance.
Working with Fondy
– Complete payment gateway service with instant activation
– No coding required – integrate in minutes, not months
– Single contract covering all payment methods
– Multi-bank processing for maximum reliability
– Full PCI DSS compliance included
Traditional approach
– Individual negotiations with each payment provider
– Months of technical development required
– Extensive documentation and compliance burden
– Limited to single bank relationships
– Additional costs for security compliance
Virtual IBAN and business accounts
Expand your financial capabilities with Fondy’s integrated business account solutions. Each merchant receives dedicated virtual IBANs, enabling seamless payment collection and reconciliation. This feature proves invaluable for marketplace operators, subscription businesses, and companies managing multiple revenue streams.
Business account benefits:
- Instant IBAN provisioning for immediate use
- Multi-currency accounts in GBP, EUR, and USD
- Automated reconciliation with your payment flows
- Direct integration with your accounting software
- No monthly fees – pay only for what you use
Virtual IBANs streamline your operations by automatically matching incoming transfers to specific customers or invoices. This eliminates manual reconciliation work and provides real-time visibility into your cash position.
Transparent and competitive pricing
Our pricing structure reflects our commitment to supporting UK businesses at every stage of growth:
Standard pricing tiers:
- Starter: From 2.4% + 20p per transaction
- Growth: From 1.9% + 20p per transaction (£10,000+ monthly volume)
- Enterprise: Custom rates for high-volume merchants
No hidden costs:
- Free account setup and activation
- No monthly minimum fees
- No PCI compliance charges
- Free access to all payment methods
- No setup fees for virtual IBANs
Volume discounts automatically apply as your business grows, ensuring our payment gateway service scales cost-effectively with your success.
Activate every revenue channel with our payment gateway service
Ecommerce websites
Deploy our payment gateway system on any platform using pre-built integrations for WooCommerce, Shopify, Magento, PrestaShop websites, and dozens more. For custom builds, our comprehensive API documentation and SDKs ensure smooth implementation. Process payments securely while maintaining full control over the checkout experience.
Mobile applications
Create frictionless in-app purchases with native SDKs for iOS and Android. Support React Native, Flutter, and hybrid applications with dedicated libraries. Our payment gateway service includes tokenisation for one-tap repeat purchases, significantly improving conversion rates for subscription apps and marketplaces.
Payment links and invoicing
Generate professional payment requests without any website. Share secure payment links via email, SMS, WhatsApp, or social media. Perfect for service businesses, consultants, and B2B companies who need flexible payment collection methods. Track payment status in real-time and automate follow-ups for outstanding invoices.
Advanced features that drive growth
Success stories from our merchants about our payment gateway system
Fondy was a great partner for us in expanding our acquiring capabilities in Eastern Europe, raising the level of acquiring capabilities in the region. Their market experience has been invaluable, helping us grow across the region.
We started using Fondy for our eCommerce stores with vapes and CBD and highly recommend it to other eCommerce businesses.
Everything in our store – from brands to products – is of the highest quality. We strive for excellence from start to finish. Fondy supports us in maintaining our high standards.
What exactly is a payment gateway system?
A payment gateway system acts as the secure bridge between your business and financial networks, encrypting sensitive payment data and facilitating authorisation requests. It enables you to accept various payment methods while ensuring compliance with security standards and regulatory requirements. Think of it as your digital point-of-sale terminal that works across all channels.
How does Fondy support UK businesses specifically?
We provide dedicated UK merchant accounts with local acquiring relationships, ensuring optimal approval rates for British cards. Our support team understands UK regulatory requirements, including Strong Customer Authentication (SCA) compliance. Settlement occurs in GBP to your UK bank account, typically within 1-2 business days.
What makes Fondy’s integration process so simple?
Our payment gateway service includes pre-built plugins for major ecommerce platforms, requiring just a few clicks to activate. For custom integrations, our RESTful APIs and comprehensive SDKs provide clear documentation and code examples. Most businesses complete integration within hours, not weeks.
How secure is the payment processing?
Fondy maintains PCI DSS Level 1 compliance, the highest security standard in payment processing. All transactions use bank-grade encryption, tokenisation replaces sensitive card data, and our fraud prevention systems monitor every transaction. We handle security compliance so you can focus on growing your business.
Can I accept international payments?
Absolutely. Our payment gateway system processes payments from customers worldwide, automatically handling currency conversion when needed. You can display prices in local currencies while receiving settlement in GBP, making international sales seamless for both you and your customers.
Start accepting payments today
Join thousands of UK businesses already benefiting from Fondy’s modern payment gateway service. Experience the difference that purpose-built payment infrastructure makes to your business operations and customer satisfaction.
Open an account
Begin accepting payments within 24 hours. Our streamlined onboarding process requires minimal documentation, and our team guides you through every step. No complex contracts or hidden terms – just transparent, efficient payment processing.
Request a demo
See our payment gateway system in action with a personalised demonstration. Our UK-based team will show you exactly how Fondy can transform your payment operations, answer your questions, and help you understand the full potential of our platform.