Payments features
Online payment gateway
Accept payments online with the flexible payment gateway
Fondy is more than just a payment gateway — it’s your complete online payment solution. Accept card payments, manage payouts, and track transactions through a single platform.
Seamless integration
Connect Fondy to your platform in minutes
No matter where or how you sell, our online payment gateway integration options make it easy to start
Payment links & Invoices
No website? Quickly create and share payment links or online invoices via email, SMS, or messengers like WhatsApp. Perfect for consultants, creators, or any business selling directly to customers. Accept your first payment within minutes – absolutely no coding or or technical skills needed.
CMS plugins
Instantly accept payments by integrating one of our 30+ plugins, including Shopify, WooCommerce, Magento, PrestaShop, and more. Ideal for any business seeking a fast and simple way to start accepting online payments – completely plug-and-play, no coding required.
App SDKs
Integrate payments into your mobile app with our easy-to-use SDKs for iOS, Android and React Native. Ideal for developers who want seamless, user-friendly in-app payments with just a few lines of code.
Custom API integration
Build your own tailored checkout flow using our robust, developer-friendly APIs. Ideal for businesses needing flexibility and control, with callbacks, webhooks, and metadata to fully customize and optimize your payment processes and reporting.
Business use cases
Online payment gateway solutions tailored to your industry
Fondy is built to serve the unique needs of businesses across the UK, EU, and beyond — whether you’re selling physical products, running a subscription platform, or operating a multi-vendor marketplace. Here’s how different industries use Fondy to streamline payments, reduce overheads, and grow faster.
eCommerce
Streamline checkouts, reduce abandoned carts, and issue instant refunds. Offer one-click repeat purchases and flexible settlement options to stay competitive.
SaaS & subscriptions
Automate recurring payments, set up smart billing intervals, and handle failed charges with intelligent retries. Your customers enjoy uninterrupted access — you get reliable revenue flow.
Marketplaces & platforms
Handle complex fund distribution, vendor payouts, and fee deductions effortlessly. Create custom logic with our merchant API to split payments instantly and compliantly.
Education & EdTech
Start accepting tuition, course, or subscription fees within a day. Create a professional checkout page or integrate payments into your LMS or teaching platform.
Retail & hospitality
Skip the terminals. Let customers pay via QR codes, mobile wallets, or payment links. Whether you’re a food truck or boutique hotel, Fondy works wherever your customers are.
Professional services
Send branded invoices and get paid fast — no paper, no friction. Keep your finances centralised and transparent via your Fondy UK business account.
Getting started is easy
Get access to a UK business account, manage funds manually from day one, and upgrade to a fully automated payment gateway when you’re ready.
Why choose Fondy?
One payment gateway. Every payment method. Unlimited growth potential.
Fondy is designed for modern businesses that want to go further, faster. From simple online payment acceptance to complex payout logic — Fondy handles it all in one place.
- Accept 300+ payment methods, including Visa, Mastercard, Apple Pay, Google Pay, BLIK, iDEAL, SEPA, and more
- Adaptive checkout pages that automatically display the most relevant local payment options
- PCI DSS Level 1 certification and end-to-end encryption
- Built-in support for recurring billing, subscriptions, and instalments
- Instant notifications, customer insights, and smart reporting
- Unified dashboard to manage both payments and funds
- No-code, low-code, and developer-friendly options for every business type
Whether you’re launching your first store or managing thousands of transactions per day, Fondy gives you the flexibility and tools you need to grow.
Sell globally, act locally
The online payment gateway service built for international business
Operate in the UK or the EU, and sell to customers around the world — without needing multiple providers or bank accounts. With Fondy:
- Accept payments from 200+ countries in over 150 currencies
- Let customers pay in their local currency while you settle in yours
- Offer familiar payment experiences with local methods (e.g. BLIK in Poland, iDEAL in the Netherlands)
- Avoid unnecessary conversions and foreign exchange fees
Thanks to intelligent geolocation, each customer sees the payment methods they trust — increasing conversions and reducing cart abandonment.
Real-time analytics & control
All your payments, one dashboard
View incoming transactions by channel, method, and location
Monitor authorisation rates and failed payments in real time
Generate downloadable reports by day, week, or custom period
Set up automatic notifications and payment event alerts
Manage refunds, settlements, and transfers between wallets
Analyse performance across countries, products, or teams
Bank-grade security
Your data and your customers’ data are protected by the highest industry standards. Fondy’s infrastructure is PCI DSS Level 1 certified, ensuring secure processing of all transactions. All accounts are protected with two-factor authentication and full encryption.
We use real-time fraud detection and rule-based transaction filtering to identify and block suspicious activity. Fondy is authorised and regulated by the UK Financial Conduct Authority (FCA) as an electronic money institution. All client funds are safeguarded and held separately from Fondy’s own operational accounts.
Security isn’t an optional feature — it’s built into every layer of our platform.
Get a free business account with your Fondy setup
A payment gateway that comes with a business account in the UK
When you register with Fondy, you instantly receive a UK-based multi-currency business account.
Accept and send payments in GBP, EUR, and USD — no paperwork, no waiting, no need to visit a branch.
Use it standalone or integrate it with Fondy’s online payment gateway for a full business payment ecosystem.
This account is available to all businesses — including non-UK and non-EU residents.
Whether you’re based in, you can still enjoy all the benefits of a UK financial infrastructure.
Built for cross-border payments
Go beyond local transactions. Fondy enables you to accept payments from 200+ countries in 150+ currencies. Our smart checkout adapts automatically to the customer’s location, showing familiar and trusted payment methods that drive higher conversion.
Flexible checkout experience
Offer fully adaptive payment pages optimised for all devices and platforms. Fondy’s checkout is available in 19 languages and supports one-click payments, subscriptions, and saved card details for returning customers.
Fast setup, fast go-live
Start accepting payments in just one day. Fondy offers quick onboarding, instant verification, and no need for complex development. Whether you’re using plugins, payment links, or our API — going live is fast and simple.
Integrated payouts and automation
With Fondy, incoming payments flow directly into your business account, and payouts can be automated to suppliers, freelancers, or partners. Set custom rules or use our API to streamline finance operations.
What our customers say
Fondy has been a great partner for us when it comes to expanding our acquiring capabilities in Eastern Europe, leveling up the region’s acquiring capabilities. Their experience in the market has been invaluable, helping us scale across the region.
We are so pleased to have met such a reliable partner, we have enjoyed working alongside them for many years as the main payment system for card processing.
Everything in our store – from the brands to the products are of the utmost quality. We strive for perfection from start to checkout. Fondy support us to maintain our high standards.
Featured in
Frequently asked questions
Can I use Fondy if I’m not based in the UK or EU?
Yes. You can open a UK-based business account with Fondy from anywhere in the world. While our payment gateway is primarily available to UK and EU businesses, the business account is open to non-residents. It’s ideal for managing global transactions within a unified financial system.
Do I need a UK company to access the payment gateway?
To access full gateway functionality and local acquiring, your business should be registered in the UK or EU. However, you can still open a UK business account from outside these regions and manage international payments with ease — including credit card acceptance and multi-currency support.
What are the fees?
We offer transparent pricing tailored to your needs. No setup fees. You only pay for what you use. Card payments start at 0.9%, and business accounts from £10/month. We support a wide range of payment methods, including all major credit bank cards and local payment options.
Which payment methods are supported?
Fondy supports 300+ methods, including Visa, Mastercard, Apple Pay, Google Pay, PayPal, SEPA, BLIK, iDEAL, and more. This includes all major debit and credit bank cards, as well as region-specific methods to ensure optimal conversions across markets.
Can I manage everything from one place?
Yes. Your payment gateway and business account are fully integrated into one dashboard. This includes access to real-time reports, automation tools, and a secure internet payment gateway designed to simplify and scale your business operations.
Accept payments, manage funds, and grow
Grow your business with an all-in-one platform for payments and financial control
All with Fondy
Fondy is more than just an online payment gateway — it’s a complete solution trusted by UK businesses to manage payments, automate finances, and scale with confidence.
Let`s start
From instant onboarding to global transactions, Fondy supports your growth at every step.