Multicurrency accounts

Multicurrency accounts UK and foreign business expansion

No more waiting 5-10 days for your customers’ authorised payments to reach you. With Flow multicurrency accounts, you can save time, maximise revenue, and do business like a local in the UK and foreign markets.

Receive instant payments

Get paid straight away in the currency and online account you want

Trade in local currencies

Accept and receive money in the same currencies directly to your multicurrency account

Quick and simple payouts

Make payouts in local currencies and control FX rates through your online account

Everything on one platform

Remove the need for multiple systems, interfaces and banks. With Fondy you can manage and control the flow of your money according to your business needs from one simple online platform and multicurrency account interface.

Why choose Fondy for your foreign currency accounts

Today’s global marketplace demands financial flexibility that traditional banking simply can’t provide. Our foreign currency accounts and online services give businesses the edge they need to operate internationally without the typical frustrations of cross-border transactions. Whether you’re a small business making your first international sales or an established enterprise with global operations, our multicurrency account solutions are designed to remove barriers and accelerate your business growth.

The hidden costs traditional foreign payments eliminate

Many businesses don’t realise how much they lose through conventional international banking. Exchange rate markups, transfer fees, and the opportunity cost of delayed settlements can significantly impact your bottom line. With a Fondy multicurrency account UK businesses can avoid these pitfalls entirely. Our transparent pricing and instant settlement mean you know exactly what you’re paying and can access your funds without unnecessary delays.

Multicurrency accounts

With Flow it is simple and hassle-free to open online accounts in multiple currencies. Fondy Flow Accounts have their own IBAN, so you can use each online account like a local bank account.

Receive and settle – instantly

You’ll receive funds instantly into your Fondy multicurrency online business account – just as soon as the customer pays. You can make immediate payouts too in your chosen currency.

Make more payouts – faster

Make multiple global payouts with just one payment using our batch payments tool – it’s really that simple and quick. Or use a single API for your payouts on accounts or cards, , all managed online.

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Tailored solutions for different business needs

Our business multicurrency accounts are designed to address specific challenges for various industry sectors:

E-commerce platforms benefit from accepting payments in local currencies, reducing cart abandonment rates and increasing conversion. Your customers pay in their preferred currency, while you receive funds into dedicated online accounts with their own IBANs – eliminating conversion fees and reducing payment processing times.

Freelancers and agencies working with international clients can streamline payment management, allowing them to invoice clients in their local currency while maintaining full control over when and how currency conversions happen through their online account.

SaaS companies benefit enormously from our multi currency accounts by being able to price their services appropriately for different markets without worrying about constant currency fluctuations eroding margins.

Regional benefits for UK businesses

UK companies face particular challenges in international trade. A UK foreign currency account through Fondy provides the perfect solution, allowing businesses to maintain euro-denominated online accounts alongside sterling, facilitating smoother trading with European partners. This functionality helps overcome regulatory hurdles and provides business continuity regardless of changing trade relationships.

Create your infrastructure of accounts for your business model

You can always be more effective and give a better partner experience with the function of embedded online accounts for payouts to your partners. Just choose the currencies of your partner, create an online account, and make the payout in a minute. And your partner could use money in a second.

Hold and convert funds when you want 

With Flow you can keep settled funds in the same currency. You can also convert them into a currency of your choice using the best FX rates and save on fees, all inside your multicurrency online account.

Visibility and control

View and control how you accept, settle, and track payments across all your online accounts on one interface and platform. You can also send e-invoices to your clients and match payments to invoices.

Automate payments today

Our application programming interface (API) makes it easy to automate all your payments through a single integration.

Complete multicurrency account solution for modern businesses

Enterprise-grade security

Every multicurrency account includes advanced security protections and fraud prevention technology. Our systems comply with international banking regulations through regular audits and updates, giving you complete peace of mind when managing funds across borders.

Seamless system integration

Our multicurrency accounts work seamlessly with your existing infrastructure. With comprehensive API documentation, connecting to your accounting software, CRM, or ERP tools becomes straightforward. Maintain your online workflows while gaining multicurrency account benefits.

Efficient cash flow management

Managing finances internationally requires specialized tools. Dedicated foreign currency accounts for each market enable accurate forecasting and better liquidity control. Hold balances in different currencies until exchange rates favor your position – all from one intuitive online dashboard.

Quick account setup

Opening multicurrency accounts with Fondy is refreshingly simple. Our streamlined process allows most businesses to start transacting within days. We’ve eliminated unnecessary paperwork while maintaining essential compliance checks, balancing security with convenience.

Transparent exchange rates

When converting between currencies, Fondy provides highly competitive rates. Unlike traditional banks with hidden markups, we offer transparent pricing that maximizes value with every conversion. This approach delivers substantial savings for businesses handling international transactions.

Comprehensive reporting tools

Make informed decisions with accurate, real-time financial data. The Fondy platform gives complete visibility into all your multi currency accounts from one central location. Track payments, monitor balances, and analyze currency performance with instant data updates.

Customer stories

With only 2 weeks to set up and launch a delivery food service, we had a lot to do! A website and app for taking order, software for automation, couriers and payments. Luckily we had Fondy, they took away the hassle and enabled a simple, frictionless payments flow for us.

Yaroslav Cyganenko

CEO, Dots Platform

Go global and get growing

Grow your business globally by quickly and easily receiving funds directly into your multicurrency accounts

Open an account

Create a no-obligation account now and see how it works. You could even start trading today.

Request a demo

Request a demo of our gateway portal and Flow – our multicurrency accounts service today.